Want to keep your bowling center rolling strikes and 300 games day in and day out? With the right insurance for bowling centers, you can help do just that.

Our New Jersey independent agency specializes in the growing bowling center industry. We understand the unique risks proprietors of bowling centers face and can design a tailor-made insurance package for bowling alley businesses located along the New Jersey shore area and throughout the core of the Garden State. By representing multiple carriers, we offer our proprietors the best combination of price and coverage.

Why It Is Needed

Every bowling center is unique. Each is unique in the fun it offers, but it is also unique in the risks it faces. Risks include fire, alcohol-related liability, slip-and-fall claims, and more.

For example, if your bowling alley serves alcohol, whether its just beer or a host of other spirits, you’ll need liquor liability protection. If you serve food in a snack shop, you’ll need other coverage, such as food spoilage insurance. You’ll also need equipment breakdown insurance for your ovens, refrigerators, and electronic scoring systems.

Of course, standard insurance policies, such as general liability, premises liability, property insurance, and workers’ compensation insurance, are also essential to have. Premises liability, for example, will protect you if a patron slips on a lane and suffers a concussion. Depending on the injury, an injured bowler could end up with thousands of dollars or more in medical expenses. If the injured bowler decides to sue your center, you’ll also be faced with legal defense costs.

Your bowling alley most likely has a multitude of assets aside from the bowling balls, bowling shoes, and bowling pins. If your center has arcade games, billiards, Karaoke machine, cleaning equipment, trophies in inventory, electronic scoring systems, and computers, you’ll want them to be protected too.

Types of business insurance coverages we offer include:

  • General Liability
  • Property Insurance
  • Commercial Auto Insurance
  • Liquor Liability Insurance
  • Food Spoilage
  • Special Events Coverage
  • Crime Insurance
  • Inland Marine
  • Business Owners Policy (BOP)
  • Employee Dishonesty Insurance
  • Business Interruption Insurance
  • Workers’ Compensation
  • Commercial Umbrella

Bowling Center Claim Scenarios

Sometimes examples paint the best pictures. Here are a few examples of the types of claims you could be exposed to:

  • A fire broke out in the snack shop due to a faulty outlet.
  • Ice damming on the building’s roof caused interior structural damage.
  • A liquor liability claim resulting from a high-speed accident caused by a patron drinking at the bowling alley.
  • Your establishment was vandalized with graffiti on the building.
  • A fire breaks out from a cigarette butt not extinguished by a patron.

Why Choose Us for Your New Jersey Bowling Center Insurance Needs?

Because we do all the time consuming and hard work shopping for the best insurance policies for your business, that’s why. This means that your bowling alley can get the best coverage and an affordable cost.

We know that running a bowling center in New Jersey can be fun and rewarding. But it can also be stressful. We help you relieve some of that stress by providing you with peace of mind that you’ll be protected in the event of an unexpected or unfortunate incident that wreaks havoc on your business.

With over 50 years of experience meeting the insurance needs of unique businesses, like yours, we provide coverage and endorsements that properly protect the business you’ve worked so hard to build.

Let our team of experts also help you implement safety protocols and loss control measures to help prevent future claims. In turn, this can help lower your overall insurance costs.

Just like you, we live and work here in New Jersey, and are dedicated to serving our fellow New Jersey business owners. We have your best interests at heart and can get the best commercial insurance deals for you though our use of multiple top-notch carriers.