Chances are good that you don’t bring your bling everywhere you go. This means you need a safe place to store it when you’re not wearing your favorite pieces of jewelry. Unfortunately, leaving your jewelry unprotected at home makes it an easy target for would-be thieves. That’s one of the many reasons why it’s so important to have ample protection for your weekend wear of jewelry.
We understand just how precious those gems are to you and want you to have the coverage you need to protect them when bad things happen. Our 50 years of service to jewelry owners throughout the state of New Jersey has given us the tools we need to help you safeguard your most prized possessions. Diamonds are, after all, a girl’s best friend.
Protecting Your Jewelry
Many homeowners and renters alike mistakenly believe that their jewelry is fully protected by their typical homeowner’s or renter’s insurance policy. This is not the case. You need additional coverage in the form of a valuable items or add on/rider policy.
In essence, it provides for an additional coverage amount beyond the standard coverage amount for possessions in a standard insurance policy. Another benefit of this type of policy is that it extends to things like stones falling out of a setting as well.
Your Responsibilities When Purchasing Jewelry Insurance
You have responsibilities too when it comes to protecting and insuring your valuables. These are just a few things you are responsible for during the insurance process.
- Insuring jewels for the right amount.
- Having items properly appraised.
- Keeping copies of receipts.
- Taking a photograph of the item and storing the photo safely.
- Securing the jewelry adequately when not wearing it (safe-deposit boxes, locked safes, etc.).
Take jewelry in for regular inspections, too. In fact, some insurance policies will not cover things like missing stones or broken hardware if the jewelry isn’t properly examined and documented – this is a great way to ensure your jewelry is in a proper state of repair too.
Why Our New Jersey Insurance Agency?
We believe that being independent agents is what makes all the difference in the world for our customers in terms of jewelry insurance and other essential insurance coverage, such as home or auto insurance. With our emphasis on professional agents providing personal service with the combination of our ability to shop around for the right price every time, it means we can aggressively seek out the best prices on insurance coverage for your precious pieces of jewelry.
We understand how much those pieces mean to you. If we can’t protect them from harm itself, we want to help you replace the pieces, and keep the memories each piece holds intact. Don’t entrust something this important to cheap insurance providers promising inexpensive coverage. It always comes with a tradeoff of service or coverage – sometimes both.
Instead, visit us online and get a free rates quote. As we’re value hunters, you’re going to love how affordable our rates are and will be able to see for yourself that we truly do have the best of both when it comes to costs and coverage.
CALL TODAY TO LEARN ABOUT OUR JEWELRY INSURANCE AND CHECK OUT THE PACKAGE POLICY DISCOUNTS WE HAVE TO OFFER TOO!