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Insurance you can count on...
Since 1972

BHI Insurance understands that the insurance buying process can seem confusing for businesses and families. That’s why we train our professional agents to help you identify your insurance needs and find a plan that meets them – at a price that works for you.

We believe in providing professional service with a personal touch. This has served our customers well over the past 50 years as we’ve helped New Jersey families and businesses navigate the world of insurance policy options.

From our full line of insurance policy offerings and caring, personal service, let us help you make these important decisions, so you can rest easy knowing you have the protection you need for the people and possessions that matter most in your life.

Call today for a fast consultation and quote and see what a difference working with BHI Insurance makes.

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Here's a great idea!
Outstanding  Service! 

Some people think it doesn’t matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance isn’t like buying bread or milk. Insurance is an important safety net for your family, your home, your car and your business. Don’t treat the purchase lightly!

There is a difference in where you buy your protection. Many people don’t realize there are three sources for insurance:


1. Captive agents:

Agents who can sell you the insurance of only one company.


2. Telephone representatives:

Agents who can offer you the insurance of one company, and only on the telephone.


3. Independent Insurance Agents:

Agents who represent an average of eight insurance companies, and research with these firms to find you the best combination of price, coverage and services.

Your Independent Insurance Agent:

  • Is a licensed professional with strong customer and community ties.

  • Gives you excellent service and competitive prices because your agent can access the insurance coverage from more than one company.

  • Unlike other agents, is not beholden to any one company; thus, you don’t need to change agencies as your insurance and service needs change.

  • Assists you when you have a claim.

  • Is your consultant, working with you as you determine your needs.

  • Is a value hunter who looks after your pocketbook in finding the best combination of price, coverage and service.

  • Offers one-stop shopping for a full range of products-home, renters, auto, business, life and health.

  • Treats you like a person, not just another number.

  • Customer satisfaction is the key to an independent agent’s livelihood.  So, serving you is our most important concern.

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Home & Auto
and everything in between

Whether you drive a top of the line performance car and live in a mansion or you drive a family-friendly minivan and have a modest home, you’ve made an investment in both of these and they play a huge part in your life and that of your family!

Insurance helps you protect these investments and, with the right policy, the people they serve.

BHI Insurance has been servicing the Jersey Shore as well as the interior region of New Jersey with competitive rates and exceptional service for 50 years. We’re able to offer the best pricing on Auto, Homeowners, Life insurance, and other types of policies designed to meet your individual, business and family needs.

We've Got Your Business Covered!

You’ve invested a lot in your business. Time, money, blood, sweat, and tears. You need to protect that investment and hard work with appropriate commercial and small business insurance policies.


Small businesses and other commercial enterprises need insurance policies that specifically addresses their needs as businesses as well as the needs of their industries too.


We understand the complexities involved in finding the right balance of insurance need vs. insurance want. With more than 50 years in the insurance industry ourselves, we believe we’re highly qualified to meet the needs of your New Jersey business now and in the future – as your business grows.

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