Toms River: 732-349-2300
Point Pleasant: 732-892-2502
Manahawkin: 609-296-5444

We are your neighbors, we are your friends, we are part a part of your community.
For over 50 years BHI has been servicing the south jersey community! Today our clients stretch from Montague in the North, down to Cape May in the south.
One thing we have never forgotten is our South Jersey roots and the community that served not only as our place of business, but our home! With 50 years in the insurance business, our experience is based on a well-trained professional staff and a serious conscientious attitude toward our clients.
We are a firm of proven professionals, caring, conscientious people, the kind of people you can depend on. A professional agency with personal service.
We are an independent Insurance Agency. We do not work for an insurance company, we work for you. We work on your behalf when you have a loss and follow through to see that you get fair, prompt payment.
Our primary objectives are to be honest and fair in all our dealings. To be interested in people and their problems. To treat the client’s needs as if they were our own. We are committed to a high standard of excellence in all that we do.
With THREE Locations to choose from in Toms River, Manahawkin, and Point Pleasant, BHI is here to service all your insurance needs professionalism and integrity.

Private VEHICLES
Daily Driver Car
Exotic & High Value
Classic Cars
Motorcycles
Boats & Yachts
HOMEOWNERS &
RENTERS
High Value Homes
Standard Homeowner Policies
Hard-to-place Homeowners
Renters Insurance
Dwelling Fire
Builder’s Risk
Mobile Homes
Vacant/Remodels
Motor Home


DWELLINGS &
Structures
HOA's
Construction
1-4 Family Rentals
Habitational Risks
Commercial Property
Vacant Lots & Buildings
Large Property
Energy Sector


PROFESIONAL SERVICES
Advertising Agencies
Telemarketers
Call Centers
Technology Companies
Managed Care Facilities
Spa, Health & Wellness
Corporate &
Public
Administrators
Corporate Council
School Administrators
Higher Eduacation
Public Officials
Associations
Public Entities
Non-Profit Organizations
Places of Worship


INDEPENDENT BUSINESS
Transportation & Trucking
Business Owners Policy
Attorneys
Engineers
Architects
Spa, Health & Wellness
Fitness Center
Misc. Professional Liability
Restaurant
& Hospitality
Liquor Liability
Hotels & Inns
Restaurants & Bars
Special Events Venues
Dance Halls
Theatre
Sports Venues
Bowling Alleys
Hotels / Motels


BUSINESS
ESSENTIALS
Cyber Security Liability
Employer Practices Liability
Professional Liability
Director & Officers Liability
General Liability
Manufacturing
&production
Product Liability
Product Recall
Wholesale & Distribution
Large Facility
