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We are your neighbors, we are your friends, we are part a part of your community.

For over 50 years BHI has been servicing the south jersey community! Today our clients stretch from Montague in the North, down to Cape May in the south. 

 

One thing we have never forgotten is our South Jersey roots and the community that served not only as our place of business, but our home! With 50 years in the insurance business, our experience is based on a well-trained professional staff and a serious conscientious attitude toward our clients.

We are a firm of proven professionals, caring, conscientious people, the kind of people you can depend on. A professional agency with personal service.

We are an independent Insurance Agency. We do not work for an insurance company, we work for you. We work on your behalf when you have a loss and follow through to see that you get fair, prompt payment.

Our primary objectives are to be honest and fair in all our dealings. To be interested in people and their problems. To treat the client’s needs as if they were our own. We are committed to a high standard of excellence in all that we do.

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With THREE Locations to choose from in Toms River, Manahawkin, and Point Pleasant, BHI is here to service all your insurance needs professionalism and integrity. 

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Businessman Driving a Car

Private VEHICLES

Daily Driver Car

Exotic & High Value 

Classic Cars

Motorcycles

Boats & Yachts

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HOMEOWNERS &
RENTERS

High Value Homes
Standard Homeowner Policies
Hard-to-place Homeowners
Renters Insurance
Dwelling Fire
Builder’s Risk
Mobile Homes
Vacant/Remodels
Motor Home

Private Property

DWELLINGS 
Structures

HOA's

Construction

1-4 Family Rentals

Habitational Risks

Commercial Property

Vacant Lots & Buildings

Large Property

Energy Sector 

Contractors & Builders

Artisans

Builders

Landscapers

Painters

Roofers

Carpenters

 

Bricks and Mortar
A business meeting

PROFESIONAL SERVICES

Advertising Agencies

Telemarketers

Call Centers 

Technology Companies

Managed Care Facilities

Spa, Health & Wellness

Corporate 
Public 
Administrators

Corporate Council

School Administrators

Higher Eduacation

Public Officials

Associations

Public Entities

Non-Profit Organizations

Places of Worship

INDEPENDENT BUSINESS

Transportation & Trucking

Business Owners Policy

Attorneys

Engineers

Architects

Spa, Health & Wellness

Fitness Center

Misc. Professional Liability

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Restaurant 
Hospitality

Liquor Liability

Hotels & Inns

Restaurants & Bars

Special Events Venues

Dance Halls

Theatre

Sports Venues

Bowling Alleys

Hotels / Motels

BUSINESS 
ESSENTIALS

Cyber Security Liability

Employer Practices Liability

Professional Liability

Director & Officers Liability

General Liability

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Manufacturing
&production

Product Liability

Product Recall

Wholesale & Distribution

Large Facility

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