What Kind of Coverage do You Need?

 

Different riders have different needs when it comes to insurance coverage. Motorcycles all present a fair amount more of risk to the driver and passengers than passenger vehicles that have numerous safety features.

There’s nothing between you and the road, when you ride a motorcycle, except a few protective items of clothing and a helmet (the state of New Jersey requires the use of helmets by all parties riding and/or operating motorcycles).

This makes medical costs related to motorcycle accidents even more important as the numbers can rise quickly beyond the standard maximum insurance payout amount. Medical payments insurance, as a result is a no-brainer for motorcyclists. Those listed below are also worth considerations to keep in mind.

• Bodily injury and property damage liability

• Comprehensive and collision

• Custom parts and equipment (This covers aftermarket and custom parts that would otherwise not be reimbursed to you. It’s generally an agreed upon dollar amount that may or may not be subject to depreciation depending on the insurance provider)

• Roadside assistance

• Uninsured/Underinsured motorist

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There are other coverage options you may want to consider, such as trip interruption insurance and coverage that provides you with a nice place to stay overnight if you’re caught away from home when an accident occurs. The key is to match the coverage you choose with your riding routine. If you never take your bike on longer rides, for instance, these coverage types would be unnecessary.

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Why Work with Us for Your Motorcycle Insurance Needs?

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We understand New Jersey’s roadways and the love of exploring them. We also understand the various risks riders face every day. Because we’re located right here in the Garden State too, we’re here when you need us. That’s why we believe we’re the best choice for you.

What’s more? Because we are an independent insurance agency, we work with multiple first-rate carriers to match our motorcycle enthusiasts with the best quotes for the most suitable insurance polices.

Call today or go online for your free rate quote with us. Discover why it’s better to go with knowledgeable and helpful agents close to home that deliver personal service when you need it most. It’s much better to have affordable full coverage insurance with agents who are there when you need them than inexpensive or cheap cut-rate insurance that do not deliver when the time for personal service arrives.

CONTACT US NOW TO SEE HOW WE CAN HELP YOU GET THE RIGHT MOTORCYCLE INSURANCE COVERAGE FOR YOUR NEEDS TODAY!